I had great ambitions to do some fantastical personal budgeting in the month of January. Well….let’s just say that I didn’t and leave it at that. I did, however, take a serious look at my expenditures for January at the end of the month and I was alarmed, although not altogether surprised, about how much money I spent on nothing.
Nothing isn’t exactly the most accurate description, but lets just say that I had to catch my breath when I realized that i had spend almost double (yes 2x) the amount that I had budgeted (and very generously budgeted I might add) for things like groceries, eating out, entertainment, etc.
My response to such a discovery has been to set a much less generous (but still completely doable) budget for February. In an attempt to really stick to my guns, I withdrew this amount and will be paying for all said incidentals with cash. And….when the cash is gone, I am D.O.N.E.
So far….well, I’m a little scared for the last week-a-half of the month but completely convinced that I can prove to myself that this can be done.
Wish me luck!